Buying or refinancing with an FHA loan Rhode Island has its own set of rules. This article explains, in simple terms, how appraisals, debt-to-income (DTI) checks, and loan-to-value (LTV) limits work for FHA loans. You’ll get clear steps to prepare, plus common pitfalls to avoid. How the FHA appraisal works  An FHA appraisal is more than a price check. The appraiser inspects the home...