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Factors to consider before applying for your First Personal Loan Full Read Blog: https://gameh2r.site/factors-to-consider-before-applying-for-your-first-personal-loan/ Money borrowed from a lender, such as a bank, is known as a personal loan. You commit to repaying the loan plus interest over a predetermined time frame. When a lender gives you money, they charge interest. It is added to your loan balance on a regular basis and is indicated as a percentage. Without any fees or interest rate adjustments, the total cost of a $10,000 loan with an 8% interest rate spread over five years would be nearly $14,000. You will pay less over the course of the loan if the interest rate is lower. In a similar vein, you will pay less in interest the shorter the loan period. #PersonalLoanTips #SmartBorrowing #FinanceForBeginners #LoanAdvice