No Credit Score Required? How First-Time Borrowers Can Benefit from Personal Loans For many young professionals and first-time earners in India, getting a personal loan can feel challenging—especially without a credit history. Traditionally, banks rely heavily on CIBIL scores to assess creditworthiness. However, with the rise of fintech personal loans and digital lending platforms, borrowers can now access an instant personal loan without CIBIL score requirements. Apply Now: https://growvestt.wordpress.com/2026/02/20/no-credit-score-required-how-first-time-borrowers-can-benefit-from-personal-loans/