Disclaimer

This Disclaimer ("Disclaimer") sets forth the general guidelines, disclosures, and terms of use for the CsFactor.com website ("Website"), the "Cs Factor" mobile application ("Mobile Application"), and all related products and services (collectively, "Services"). This Disclaimer is a legally binding agreement between you ("User," "you," or "your") and Husky Prism Ltd. ("Husky Prism Ltd.," "we," "us," or "our").

By accessing or using our Services, you confirm that you have read, understood, and agree to this Disclaimer. If you are entering into this Disclaimer on behalf of a company or other legal entity, you represent that you have authority to bind such entity to these terms. If you do not have such authority or disagree with these terms, you must not access or use the Services.

This Disclaimer constitutes a binding contract between you and Husky Prism Ltd., even though it is electronic and not physically signed.

Representation

The opinions, views, and content expressed on the Services are solely those of individual content creators and do not necessarily reflect the opinions or views of Husky Prism Ltd. or its affiliates, unless explicitly stated. We are not responsible for any views or opinions intended to offend or malign any religion, ethnicity, group, organization, company, or individual.

Content and Postings

You may print or copy content from the Services for personal, non-commercial use only.

When submitting content or comments to the Services, you grant Husky Prism Ltd. an unlimited, worldwide, perpetual license to use, display, reproduce, and distribute your content. You may not:

Impersonate another individual.
Post defamatory, unlawful, obscene, or infringing content.
Post content containing malware, viruses, or malicious code.

Husky Prism Ltd. reserves the right to review, edit, or remove content at any time and for any reason.

Compensation, Sponsorship, and Affiliate Disclosure

Our Services may include advertising, sponsored content, or affiliate links. When you click on an affiliate link and make a purchase, Husky Prism Ltd. may earn a commission, at no additional cost to you. Sponsored posts or advertisements will always be clearly identified.

Any reviews or opinions on sponsored content are our own, though compensation may influence the topics or content selected for publication.

Use of Cookies and Tracking Technologies

Our Services may use cookies, analytics, and similar tracking technologies to enhance user experience and measure performance. For more information, please refer to our Privacy Policy. By using our Services, you consent to the use of such technologies where legally required (e.g., under GDPR and CCPA rules).

AI-Generated Content Disclaimer

Some content on our Services may be partially or fully generated by artificial intelligence (AI) tools. While we review AI-generated content for accuracy, we do not guarantee it to be error-free. You are responsible for verifying information before relying on it.

Fitness and Medical Disclaimer

All health and fitness information on our Services is for informational purposes only and not intended as a substitute for professional medical advice.

You should:

Consult your healthcare provider before starting any exercise, diet, or wellness program.
Not rely solely on information from our Services for your health decisions.

By using this information, you accept full responsibility for your choices and agree to hold Husky Prism Ltd., its employees, and affiliates harmless for any health-related consequences.

Not Legal Advice

The content on our Services does not constitute legal advice. You should consult a qualified attorney or legal professional for any legal matters. We assume no liability for actions taken based on the information provided.

Not Financial or Investment Advice

The information provided on our Services does not constitute financial, tax, or investment advice. All investments carry risk, and you should conduct independent research and consult a licensed financial advisor before making any financial decisions.

Past performance is not indicative of future results. We disclaim all responsibility for any financial losses or actions taken based on the content on our Services.

Reviews and Testimonials

Testimonials and reviews shared on the Services represent individual experiences and are not guaranteed to reflect typical outcomes. We may edit testimonials for grammar or clarity without altering their meaning.

Indemnification and Warranties

The Services are provided "as is" without warranties of any kind, express or implied. We do not guarantee completeness, accuracy, or reliability of any information.

You agree to indemnify and hold harmless Husky Prism Ltd. and its affiliates from any claims or damages arising from your use of the Services.

International Users (GDPR/CCPA Compliance)

EU/EEA Users: We comply with GDPR regarding the collection and processing of personal data.
California Residents: We comply with the California Consumer Privacy Act (CCPA). For information on your rights, see our Privacy Policy.

Changes and Amendments

We may update this Disclaimer at any time. Changes will be effective upon posting the revised version on the Services. Continued use after updates signifies your acceptance of the revised terms.

Acceptance of This Disclaimer

By using our Services, you acknowledge that you have read, understood, and agreed to this Disclaimer. If you do not agree, you are not authorized to use the Services.

Contacting Us

If you have questions about this Disclaimer, you can contact us at:
Email: contact@csfactor.com

Last updated: July 22, 2025.